Real Stories. Real Strategies.
Personal finance insights from Niraj Dugar — credit cards, travel rewards, and smarter money decisions.
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InsightsCha-Ching! A Single Paycheck Is Probably Not Enough
Case for and against having multiple streams of income
InsightsMaking Sense of What's Happening
First major attempt in understanding macroeconomics
InsightsEquities Are A Forgiving Asset Class
Are they?
InsightsBeyond The Finish Line
The cost of victory and life lessons
InsightsIt Is Likely That You Will Not Create Wealth
Thoughts on why SIPs are a great tool to create wealth
I Found A Better Way To Plan A New Year
I am a little too late
InsightsThe Dilemma of Lifestyle Upgrades
quiet compounding, goals vs process, radical optimism
InsightsThe Need To Think In Generations
Doing the right things, apple, insulin resistance, and more
InsightsRules Can Change Our Lives
Shane Parrish narrates an interesting idea on the Tim Ferris podcast where he talks about his friend who lost a lot of weight by following simple rules.
InsightsIdeas Worth Cloning
Mohnish Pabrai is a man who came from a modest background and worked his way up to being a multi millionaire today.
InsightsYour Competition Is With Your Past Self
Week #9 Kinds of boredom, using a CGM, credit cards for international travel
InsightsIndian Markets At All Time High
Week #8 Best of 2023, trading for a living, my Europe trip
Think in Decades
Interviews with Francois Rochon and Graham Weaver
InsightsCharlie Munger - The Man Who Knew How To Live
Week #6 - Remembering Charlie Munger
Doing Dumb Things and The Art of Doing Nothing
Week #5 - One paragraph that explains life, books I am reading
Marketing Masterstrokes, Investing in Lego, Guy Spier's letter
Week #4 - We don't have to solve the problems but neither can we disengage
Diwali Picks - 2023
Wealth, Health, & Relationships
Art Is Just Money On Walls
Same as ever, Type 1 and 2 errors, Watch reference numbers and more
Insights#17 Ben & Buffet, Gold, Retiring In 40's, Indian Economy & More
A new beginning by Niraj Dugar
InsightsDoes The Long Term Have A Death Date?
Musings on the long term